He said a many Americans had either been locked out of getting healthcare because of pre-existing conditions, or had to pay higher rates. He says women paid more because of pregnancy and other issues, but starting January 1, not anymore...
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"....women on average are charged about one-and-a-half times more, on average, than a 22 year old male. Women are more responsible than men. You go to the doctor more, you get checkups more, you tend to get pregnant more, but that's a whole other issue..."
Kane says insurance companies had set lifetime spending limits which led to money problems for some...
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"....when you hit that, you are now off your insurance plan, probably still have doctor's bills, most likely still have a pre-existing condition, and good luck getting health insurance anywhere else. Because of this lifetime limits are the leading cause of medical bankruptcy in this country..."
Kane says government credits will offset higher premiums and are paid directly to the insurance companies. He says the problems associated with the start up are lessening, including the national website to sign up at healthcare.gov He says many libraries can also help or you can call 24/7 at 1-800-318-2596.
